For the Smart Money Cookie

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The recession has resulted in a lot of employees suffering from stress related problems. The British Association for Counselling and psychotherapy (BACP) recently conducted a survey called 2010 Attitudes to Counselling and Psychotherapy in UK. Out of the 1,440 respondents 84% of the respondents are of the opinion that the recession has increased the need for counselling and psychotherapy. This is mainly to deal with the effect recession has had on the lives of the employees such as financial losses, breakdown of relationships et cetera.

29% of the employees want to be provided with more mental support at work. Half the employees want private counselling to be given to them at the workplace. The most positive result of the survey has been the elimination of the stigma attached to psychological counselling. In 2004 just 44% of the working population felt that workplace stress was a legitimate reason for counselling. In stark contrast, now 78% of the employees feel so.

Rick Hughes, the lead advisor of BACP workplace says that today not only do the employees accept the need for workplace counselling, they actually demand it as a right. He also says that the organisations that do provide counselling services have drawn a lot of benefits from the exercise such as reduced absenteeism, greater employee motivation, better productivity and greater job satisfaction among the employees.

IOSH courses by the Institution of Occupational Safety and Health are designed to give managers and supervisors all they need to know to help handle health and safety in their teams; click on IOSH Managing Safely to learn about the importance of promoting a positive health and safety culture in the workplace environment, and improve upon management skills to help boost team performance for a more effective working practice.

In Spain, contrary to in the UK real estate market, it is very much difficult to release the equity in a real estate that is paid for in cash or unencumbered if the property owner would like to acquire equity release mortgage later on.

A large number of cash purchasers in UK have more alternatives in regards to getting equity release mortgage at a later time due to the flexible type mortgage approach presented in numerous banking companies and loan providers.

In Spain, when a house is paid in cash money it is pretty difficult to unlock the equity fund later on as it can not be achievable or perhaps it’s going to be costly. If you are looking for good, straightforward as well as independent advice on Spanish Mortgages then consider contacting International Mortgages Spain based in the Costa Del Sol.

The bank can allocate some of the cash-out to be put into use as consequently wished, although one have to take note only some have this method. Purchase mortgage loans have lower rates of interest as compared with the ones for equity release which will rate approximately twenty-five percent more.

The costs of setting up a mortgage loan after completion will be the comparable to the ones for a mortgage loan put in place at finish and normally, this will equal about four percent of what is took out. The extra expenses imposed by mortgage lenders will not be put into the loan when loan to value has been maximized and would as a result be subtracted from the whole amount borrowed on time of completion.

It is important to get expert guidance from an experienced finance advisor to know fees and also accessibility prior to getting into any kind of deals.

Health and Safety provisions are being used as excuses by many, the Chairperson of the HSE has cautioned. The statement has come as the Prime Minister made an official announcement of a review into these practices in Whitehall.

Lord Young of Graffham has been appointed as the reviewer for this purpose by the Prime Minister. He has also been asked to scrutinise the compensation paid and make a full report to the PM’s office by summer this year.

Following this, Chairperson Judith Hackitt has written to Lord Young offering all manner of support and assistance, particularly in gathering evidence for the review and report.

In her letter, Hackitt has stated that the review will necessarily extend beyond the sphere of influence of HSE. The HSE is involved with preventing real risks and tackling potential hazards that put people at risk. However, the regulations formulated by the government for this purpose are misused in many cases.

Hackitt pointed out that the HSE has been exposing these cases for sometime now. In fact since 2007, a ‘Myth of the Month‘ campaign has been conducted by the HSE. Through this campaign, many unpopular decisions which have been incorrectly attributed to safety rules have been exposed. In many such incidents, the actual reason for the decision is to avoid additional expenses or to avert other inconveniences to the decision maker.

Given these circumstances, Hackitt has said that the HSE is committed to any government intervention, which can rectify this situation.

The integration of good health and safety management systems is an essential principle of any business. The health & safety consultants from Workplace Law Training can assist companies in training staff to be aware of the proper procedures by identifying and improving upon awareness and attitude, and communication about safety to improve the health and safety culture within an organisation.

A recent report disclosed that about 25 per cent of the British workforce has never participated in a full-scale fire evacuation exercise at their workplace, even after the government has issued guidelines asking employers to conduct at least one full drill a year.

The insurer RSA conducted a study, questioning more than 2,000 adults across the UK, and reported that one in every 20 British workers claims that there is no demarcated fire exit at their workplace. Further, 6 per cent of the respondents say they would prefer picking up a cup of coffee or tea before rushing out of the building on hearing a fire alarm.

The London Fire Brigade says though every fire is different from the other, it should not take more than two and half minutes to empty a building in case of a fire. However, the report suggested that a worker took about 36 seconds before reacting to a fire alarm. Moreover, around 10 per cent of employees said they would stay back on their desks for at least a minute before taking any action, even if they believe the fire call is genuine. Around 42 per cent of the respondents said they would pick up their belongings and important papers before leaving the building.

RSA is now reminding the businesses to change their attitude towards fire safety and motivate the employees to participate in fire drills at the workplace.

According to David Geer, Global UK Business Director at RSA, employers should take fire safety seriously or they would be risking the lives and livelihood of their employees. He said the research has brought out a much lower level of fire safety concerns among workers than was expected. Organisations must make sure that their employees are safe in case of a fire and make them aware of the importance of fire safety procedures through regular drills, Geer added.

Workplace Law Training & Consulting is equipped to provide professionally accredited training in key areas of workplace law and practice. Accredited by the Institution of Occupational Safety and Health to deliver internationally recognised health and safety courses; right from fire risk assessment to improving upon awareness and attitude, and communication about safety to improve the health and safety culture within an organisation.

Corus (UK) Ltd, a steelmaker of international repute, has been ordered to pay a fine and costs of the suit amounting to a total of £352,500 when a man died loading steel plates at its site in Staffordshire on 4 January, 2007. The victim, an employee of A Hingley Transport Ltd, was working at the site to load steel plates. An employee of Corus was operating the crane carrying the plates. The employee lifted the steel plates weighing three tonnes on the crane from a trailer. However, the load was not placed on an equal level. As a result, when lifted, it toppled on to the victim, leading to his death.

According to the HSE, this was due to the company’s fault in not creating and maintaining a safe system of loading the steel plates. According to the HSE Inspector Dr Wai-Kin Liu, while everyone can fail at times in spite of a good system, it is important that a safe system be put in place. However, Corus did not do a proper assessment of the system, which could have avoided any confusion or misunderstanding between the employees. If Corus had a safe system in place, the victim would not have died. The company should have taken into account the chances of an accident and should have made provisions for the same, said the inspector.

Therefore, the company was prosecuted for the infringement of Section 3(1) of the Health and Safety at Work etc. Act 1974. While it was held guilty, the counsel for the company stated that the company wants to apologise for its mistake. It had used the same system for long and had believed it to be safe. He also, however, said that the company had carried out risk assessment tests and failed to detect the possibility of any such accident.

Workplace Law Consulting can help organisations to effectively manage their occupational health and safety environment risks. They offer a range of services to all industries with health and safety consultants to ensure the right level of practical support. The consultancy services are tailored to suit the particular needs of an organisation to assist in attaining its health and safety objectives.

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Legionnaires’ disease is a bacterial infection that causes pneumonia, often fatal especially among the elderly people. The colony counts are found in the water supply systems and pose serious threat to people with ill health and chronic conditions.

It is imperative that hygienic sanitary conditions are maintained in an elderly care home as the inmates are weak, frail, aged and not in the pink of health. This makes them prone to infections that may be fatal.

In a shocking but true incident, Beech House Nursing Home on Yew Tree Lane in Wythenshawe that cares for the elderly has been found guilty of not managing the water supply system efficiently.

On routine inspection it was observed that the hot water supply was found contaminated with high levels of legionella. A notice was issued by HSE Inspector, Sandra Tomlinson to SJ Care Homes Ltd who are the owners of the nursing home. This happened on the 24th of February 2009 and when the inspector went back for an inspection on 6th April 2010, there was no change as no action had been initiated by the nursing home.

As the written formal notice was ignored, the inspector from HSE had no choice but to prosecute and the case went before Trafford Magistrates’ Court.

On 7th April 2010, the court ordered SJ Care Homes located in Middlesex, to pay a fine of £5,000 for not controlling the levels of bacteria and an additional £3,607 towards the cost of the prosecution.

SJ Care Homes pleaded guilty of violation of Section 33(1) (g) of the Health and Safety at Work etc. Act 1974.

Protecting the health and safety of employees or members of the public who may be affected by your activities is an essential part of risk management. The safety consultants from Workplace Law can assist managers and supervisors in all they need to know to help handle health and safety in their teams to learn about the importance of promoting a positive health and safety culture in the workplace environment, and improve upon management skills to help boost team performance for a more effective working practice.

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After being let go from his job as a paper boy, Myles Bebbington filed an appeal with the Employment Appeal Tribunal for being unfairly dismissed.

The newsagent, Sturry News in Canterbury enlisted the help of Myles Bebbington as a paper boy when he was 13 years of age. When he turned 15, he was asked to deliver newspapers at 6:30 am instead of 7 am. His mother termed this wrong and illegal and soon he was dismissed from his job.

The boy then alleged that he was unfairly dismissed from his job and was supported in his claim by the Children’s Legal Centre. According to an Employment Tribunal, he was never under any contract with the newsagent and hence the agent had no obligation towards him. The EAT agreed with the initial judgement.

Carolyn Haddon, a Solicitor at Charles Russell said that the Bebbington case offered a lot of insight into Age Regulations, which came into effect in October 2006. They were drafted in a way to protect workers, old and young, from unfair dismissals from their jobs. She said that if Mr. Bebbington had approached the court of law regarding his dismissal before the Regulations were passed, he would not even have been allowed the right to appeal.

In this appeal case, the boy lost as he was not registered as an employee with the newsagent. Ms. Haddon said that it may seem like the ruling in this scenario had nothing to do with the boy’s age, but it would have been interesting to see the outcome had an adult been in place of this boy pleading his case.

Employers can keep themselves up to date with employment relations developments with an accredited CIPD course such as the Certificate in HR Practice operated by experts in the field at Workplace Law Training.